Pricing & Fees — BusinessMade
PRICING & FEES

One price. No surprises.

$0 to start. $49/mo when you're ready to scale. Payment processing at standard Stripe rates with zero markup. Everything else is bundled.

PLANS

Three tiers. Unlimited everything else.

No per-seat. No location fees. No "premium analytics" upsell.

Starter
$0/mo
Start free
MOST POPULAR
Business
$49/mo
Try 14 days
Enterprise
Custom
Talk to sales
Core
All 10 modules
Locations
1
Unlimited
Unlimited
Employees
Up to 5
Unlimited
Unlimited
Invoices & customers
Unlimited
Unlimited
Unlimited
Payroll
Pay runs
Manual
Full auto-file
Full + custom
Fed + state filings
1099 + W-2 year-end
Operations
POS, tabs, KDS
1 device
Unlimited
Unlimited
AP / bill automation
SSO & SCIM
White-label / API
Support
Channel
Community
Email + chat
Dedicated AM
SLA
Best-effort
Contractual
FEES & RATES

No payroll fees. No Stripe markup. Nothing per-employee.

Most SaaS bills you per pay run, per employee, per filing, per integration. We don't. Payment processing at standard Stripe rates — bring your own key or use our submerchant, your choice.

Item
What it covers
Fee
Payroll
Payroll processing
Unlimited pay runs · employees and 1099 contractors
FREE
Direct deposit · 1–2 day
Next-business-day funding to employee accounts
FREE
Same-day direct deposit
Optional · at-cost ACH same-day window
AT COST
Federal filings (941, 940, W-2, W-3)
Auto-generated and eFiled every cycle
FREE
State filings — all 50 states
UI + withholding for every state your employees touch
FREE
1099-NEC + 1096 year-end
Contractor filings auto-generated and sent
FREE
Payments
Card processing — bring your own Stripe key
Use your existing Stripe account. You keep the relationship, dispute history, payout schedule.
Stripe standard
Card processing — our submerchant
We onboard you with Stripe. Same Stripe rates, zero markup from us.
Stripe standard
ACH (invoices & vendor bills)
Outbound and inbound ACH via Stripe
Stripe ACH rates
Stripe Terminal (card-present)
In-person tap, dip, swipe via supported readers
Stripe Terminal
Platform & ops
Bank feed (Plaid)
Daily bank transaction sync for reconciliation
FREE
SMS notifications · queue, reservations, alerts
Twilio passthrough · roughly $0.008 per US text
AT COST
Email · transactional & marketing
Up to 100k sends/month on Business plan
FREE
Data export · CSV + API
Pull everything any time · no lock-in
FREE
User seats
Unlimited on Business and Enterprise plans
FREE

WHAT "NO MARKUP" MEANS

Most all-in-one platforms quietly bake an extra 0.4–0.9% on top of every card transaction. We don't. The Stripe rate you'd get directly from Stripe is the rate you pay through BusinessMade — whether you bring your own key or use our submerchant onboarding.

WHY PAYROLL IS FREE

We charge a flat $49/mo for the Business plan. Inside that, payroll is just one of the ten modules — there's no incremental "per employee · per pay run · per filing" stack. We add filings to states we don't yet support every quarter; if yours isn't covered, ask.

REPLACE YOUR STACK

Five SaaS bills become one.

Tool
Job it does
Typical / mo
QuickBooks Online
Books, A/R, A/P
$99
Gusto
Payroll + benefits
$80 + $12/emp
Toast / Square POS
POS, KDS, ordering
$69 + processing
BambooHR
HR records, leave
$150
Calendly + Slack + Notion
Schedule, comms, docs
~$60
BusinessMade
All of it
$0 – $49
that's the point
PRICING FAQ

Straight answers about money.

Is the free plan really free?+

Yes. All 10 modules, one location, up to five employees, unlimited invoices and customers, community support. No trial limit. Upgrade only when you outgrow it.

How is payroll free? Where's the catch?+

Payroll is one of the ten modules in the $49/mo Business plan — there's no per-employee or per-pay-run fee on top. We make our money on the flat plan. State-filing coverage expands quarterly; if yours isn't yet supported we'll tell you, not surprise-bill you.

Do you really not mark up Stripe?+

Correct. Whether you bring your own Stripe API key or use our submerchant onboarding, the rate you pay is what Stripe publishes — no platform fee from us. You can verify by comparing your Stripe payouts to our records.

What's "at-cost passthrough"?+

Same-day direct deposit and SMS go through partners (banks for ACH, Twilio for SMS). We charge you exactly what they charge us. SMS is roughly $0.008 per US text; same-day DD pricing depends on your bank.

Annual billing discount?+

Yes — 2 months free if you pay annually ($490/yr for Business). Enterprise is always negotiated annually.

What does Enterprise actually include beyond Business?+

Dedicated account manager, contractual SLA, custom integrations, SSO/SCIM, white-label, API access, and on-prem deployment options. If those words don't mean anything to you, you don't need Enterprise.

Can I downgrade?+

Any time. No clawback, no penalty. You'll lose access to paid-tier features but your data stays.

Start free. Pay when you outgrow it.

No card. No trial limit on the Starter plan.

Pricing & Fees — BusinessMade | BusinessMade